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California Interest Only Mortgage

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Interest only mortgage have been the choice of mortgage for those who could not afford a traditional principal and interest mortgage in California. Interest only mortgages are great if you don't plan to stay in your home long term, such as less than 5 years. Anything else more than that, it may be a good idea to get a traditional principal and interest type mortgage.

If you do not fully understand the difference, apply for a mortgage quote and talk to a mortgage loan broker who can explain the difference between the various mortgage options you have available in California. Interest only mortgage can cut your payments by as much as a few hundred a month.

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